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Here are answers to some of the more frequently asked questions

Simply select a question below to view the answer:

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1. What is an installment loan?

 

2. Do I qualify?​

 

3. How much can I borrow?

 

4. How will I receive the money I borrowed?

 

5. What if I have bad credit?

 

6. How long does it take?

Get Up to $1,500 Fast

1. Apply Online

Provide your loan details
and complete the
application. It’s Quick,
Secure, and Confidential.

2. Instant Approval

Since we’re the lender,
you’ll know in seconds if
you are approved.

3. Receive Funds

Your money is deposited
directly to your bank account
the next business day!

  • With Sacred Stone Lending we pride ourselves on quick decisions and our Fast Track online process. This enables you to complete the application and a majority of our approval process via your mobile device or computer.

  • Apply online – fill out our short application form so our dedicated loan specialists can review your information to provide you with a qualified amount.

  • Instant qualification – Since we are the lender, you’ll know in seconds if you are approved, and for how much. Your loan specialist will be in touch to finalize your loan documents via email, text, or phone – whichever is best for you.

  • Get back to your life – Your funds will be deposited directly to your bank account as soon as the next business day* so you can get back to what matters most!

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To qualify you must:

        â—‹ Be at least 18 years old

        â—‹ Receive consistent income via direct deposit

        â—‹ Have a valid bank account in your name

        â—‹ Have a working email and phone number

        â—‹ Be a U.S. citizen or permanent resident

        â—‹ Not be active military

Click to Apply

Sacred Stone Lending funds are generally deposited via ACH for delivery the next business day if approved by 6 pm CST Monday-Thursday. For loans approved by 6 pm CST on Friday, funds are deposited the following Monday. Please be aware bank holidays can also delay your funding!

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Sacred Stone Lendings is a consumer lending company specializing in online installment loans.

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Unlike many other lending companies, we offer flexible payment options that empower our customers to better control their finances.

Contact Us

Sacred Stone Lending

PO Box 678
Santa Ysabel, CA 92070

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​PH: 844-562-6225

customerservice@sacredstonelending.com

SacredStoneLending.com is a website owned and operated by Sacred Stone Lending d/b/a Sacred Stone Lending ("Sacred Stone Lending"), an economic development arm of, instrumentality of, and wholly-owned and controlled by, the Iipay Nation of Santa Ysabel (the "Tribe"), a federally-recognized sovereign American Indian tribe. Sacred Stone Lending adheres to federal consumer finance laws and operates within the boundaries of the Tribe's reservation. Funds borrowed from Sacred Stone Lending are governed by federal law and the laws of the Tribe, not the law of the state where you reside. Nothing in this communication should be construed as a waiver of sovereign immunity, which is expressly preserved.

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Please note: This is an expensive form of borrowing. Sacred Stone Lending installment loans are designed to assist you in meeting your short-term financial needs and are not intended to be a long-term financial solution. Examples of why our services may be used include unexpected emergencies, car repair bills, medical care or essential travel expenses.

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Completion of our installment loan application in no way guarantees that you will be approved for an installment loan. Sacred Stone Lending reviews your information in real-time to determine whether you meet our lending criteria. You acknowledge that by submitting and completing the loan application that you are applying for a loan. We verify loan applicant information through alternative credit reporting agencies and may obtain your credit information in order to determine your eligibility and ability to repay.

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This service is offered to you from the Tribe’s reservation, regardless of where you may be situated or access this site, and constitutes an offer for consumer loans solely within the Tribe’s jurisdiction, not any other state. The Tribe does not allow access or accept applications for this service from residents of all locations, and the service may or may not be available at your location. The location from which the Tribe chooses to allow access to its jurisdiction may change from time to time without notice. If you choose to visit the Tribe’s jurisdiction through the internet and access services offered and regulated under the Tribe’s laws, you must consent to the Tribe’s jurisdiction and agree that Tribal law governs such services. Availability of loans are subject to change at any time at the sole discretion of Sacred Stone Lending.

If you have additional questions, please call us at 844-562-6225 or email us at customerservice@sacredstonelending.com.

© 2025 Sacred Stone Lending. All rights reserved.

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